Historical Dollar-Cost Averaging Calculator

See how much you would have earned by investing consistently in your favorite stocks and ETFs. Real historical data, not theoretical projections.

Real Historical Data
Multiple Assets
20+ Years of Data

Start Your Calculation

Choose your investment asset, set your contribution amounts, and see how your wealth would have grown using the dollar-cost averaging strategy.

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How It Works

Our calculator uses real historical market data to show you exactly what would have happened if you had invested consistently over time.

1

Choose Your Asset

Select from popular index funds like S&P 500, NASDAQ 100, or individual stocks like Apple, Microsoft, Google.

2

Set Your Plan

Define your initial investment amount, monthly contribution, and investment time period.

3

See Results

View your final portfolio value, total returns, and a detailed chart showing your wealth growth over time.

Investment Insights

Explore real case studies and insights about long-term investing and dollar-cost averaging strategies.

S&P 500 vs NASDAQ: 20-Year Comparison

Discover how investing $500/month in these two major indices would have performed over the last two decades.

Read More →

The Power of Starting Early

See the dramatic difference between starting your DCA strategy at 25 vs 35 years old.

Read More →

DCA Through Market Crashes

Learn how dollar-cost averaging performed during the 2008 financial crisis and 2020 pandemic.

Read More →

Frequently Asked Questions

Where does the historical data come from?
Our data comes from reliable financial APIs and includes adjusted closing prices that account for stock splits and dividends, ensuring accurate historical returns.
Is this financial advice?
No, this tool is for educational purposes only. Past performance does not guarantee future results. Always consult with a qualified financial advisor before making investment decisions.
What is dollar-cost averaging (DCA)?
Dollar-cost averaging is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of market conditions. This helps reduce the impact of market volatility on your investments.

Ready to See Your Potential?

Start exploring different investment scenarios and discover the power of consistent investing.

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